CDBA 2020 membership with insurance option

 

The 2020 insurance program signup is now closed.  

The Calgary and District Beekeeping Association has engaged the Co-operators to offer optional “limited liability beekeepers insurance” that our members can purchase. The insurance coverage is from Jan 1 , 2020 to Dec 31, 2020, and costs $80.

2020 membership $25
2020 insurance coverage $80
Total  $105

Insurance Application

Applications for this insurance program for 2020 are made by signing up for the membership option that includes insurance, or by adding the insurance add-on if you already have a current 2020 membership.

Beekeepers Coverage — Quick Reference Guide

Note: The insurance coverage is valid only if you are a current 2020 member of the CDBA AND you have your current 2020 hive registration with the province.

Are you covered for trade shows?

  • If the trade show relates to the Edmonton or Calgary District Beekeepers operations and if the client is negligent, the policy will provide coverage under Liability Coverage A Property Damage, subject to Claims to determine at that point

Are bee stings covered?

  • If relates to the Edmonton or Calgary District Beekeepers operation and client is deemed negligent, the policy will potentially provide coverage under Coverage A Bodily Injury, subject to Claims to determine at that point

Are Products Complete Covered?

  • If related to raw honey only then the policy will potential provide coverage, under Coverage A Product Liability, subject to Claims review to determine

Is Manufacturing into lip balm, lotions etc. covered?

  • No, this is not covered under the Edmonton or Calgary District Beekeepers policy. If this is required, a separate policy can be provided

Summary of Coverages

Bodily Injury And Property Damage Liability

  • Each Occurrence Limit $2,000,000

Products-Completed Operations Aggregate Limit $2,000,000

  • Each Occurrence Deductible – Property Damage $1,000

Personal and Advertising Injury Liability – Limit of $2,000,000

Medical Expense (Any one Person) – Limit of $10,000

Tenants Legal Liability – Limit of $250,000 Subject to $1,000 Deductible

Non-Owned Automobile Liability – Limit of $2,000,000