Category: Beekeeping Resources

Beekeeping Insurance

The Calgary and District Beekeeping Association has engaged the Co-operators to offer “limited liability beekeepers insurance” that our members can purchase.

Cost: $75 per calendar year,  January 1 to December 31 .

Insurance Application

Applications for this insurance program are no longer being accepted for 2019. Check back here in September 2019 to apply for the 2020 insurance program.

Beekeepers Coverage — Quick Reference Guide

Are you covered for trade shows?

  • If the trade show relates to the Edmonton or Calgary District Beekeepers operations and if the client is negligent, the policy will provide coverage under Liability Coverage A Property Damage, subject to Claims to determine at that point

Are bee stings covered?

  • If relates to the Edmonton or Calgary District Beekeepers operation and client is deemed negligent, the policy will potentially provide coverage under Coverage A Bodily Injury, subject to Claims to determine at that point

Are Products Complete Covered?

  • If related to raw honey only then the policy will potential provide coverage, under Coverage A Product Liability, subject to Claims review to determine

Is Manufacturing into lip balm, lotions etc. covered?

  • No, this is not covered under the Edmonton or Calgary District Beekeepers policy. If this is required, a separate policy can be provided

Summary of Coverages

Bodily Injury And Property Damage Liability

  • Each Occurrence Limit 2,000,000

Products-Completed Operations Aggregate Limit 2,000,000

  • Each Occurrence Deductible – Property Damage 1,000

Personal and Advertising Injury Liability – Limit of $2,000,000

Medical Expense (Any one Person) – Limit of $10,000

Tenants Legal Liability – Limit of $250,000 Subject to $1,00 Deductible

Non-Owned Automobile Liability – Limit of $2,000,000

Policy Details

You can review the 2019 – CDBA – Beekeeper liability policy details (PDF  1.1 MB)